How I started

I have to start with a bit of a background to give a full picture of where I started.
I have always been good with money. I don't mean perfect, oh no, but I have always seen the value of putting some money by just in case something breaks or I fall ill... Growing up in a very poor single parent household thought me that you need some extra money to buy winter clothes or fix the broken heater... But also from time to time I fall in love with something (new gadget, watch or a camera lens etc) and I just have to have it. But I buy it only if I can afford it - no long payment schedules and interest... The only time I buy something on a long time payment is if it is truly cheaper that way- some mobile operators for example make deals like this- be our client for a year and you'll get this phone for X amount a month- full price is higher than the offer.
But back to the story. So after I graduated with my masters degree (not related to economy) and found a job as a civil servant I started putting some money by. In theory it was supposed to be my first apartment down payment money. But as I earn average wages and need to pay rent in Tallinn... This money grows very slowly- that is why I say in theory. To buy an apartment you need 20% down payment + all sorts of contract fees I am still no where near that. Where to put this money I am saving? I learned quite quickly that any type of savings accounts are pointless. The interest is non existent but I had no idea what else to do. And years went by... And suddenly in the summer of 2016 I found myself reading interviews done by Kristi Saare. Articles written about people like me. Articles of people investing.
It was a revelation. Up to that point I thought investing was something done by rich old millionaires in their mansions. It had never interested me and I knew nothing. So I started reading everything I could think of. If you too are new to investing I would suggest starting with these interviews (in Estonian)- they are a great motivational boost + give some lovely ideas.